The first single personal loans non-performing asset securitization landing rate is higher fkzww

The first single individual mortgage non-performing assets securitization landing a higher rate of return [Abstract] reporters learned that Jian Xin in 2016 second NPL backed securities sponsored by the Construction Bank "(hereinafter referred to as" Jian Xin two ") will be held on September 23rd in the inter-bank market purchase. Information times dispatch (reporter Chen Zhouqin) reporter was informed that in 2016 second Jianxin NPL backed securities sponsored by the Construction Bank "(hereinafter referred to as" Jian Xin two ") will be held on September 23rd in the inter-bank market purchase. Industry analysts believe that this is a business innovation in the securitization of bank bad assets to shut down 8 years after the restart, as the first single adverse personal housing mortgage loan asset-backed securities, "Jian Xin two" issue also provides a new channel for banks to dispose of non-performing mortgage loans. 6 pilot banks have recently completed the first phase of the issue, after the Bank of China, China Merchants Bank, Agricultural Bank of China, as one of the pilot bank also announced "the yuan in 2016 the first phase of non-performing asset backed securities" (negative ABS) issued the file, and will complete the filing in September 23rd. According to the issue of material shows that the bad ABS issued $1 billion 80 million of the total in the geographical distribution of basic assets, ICBC first basis of non-performing assets of ABS are mainly distributed in Zhejiang, Shandong, Jiangsu, Guangdong and other regions. It is reported that, as early as before the bank, other banks included in the first pilot has also issued a bad ABS products. In May 19th, the stock of non-performing assets of Bank of China launched the first support (ABS) – known in 2016 the first phase of the NPL backed securities "prospectus" announced, this product on a scale of 301 million yuan. The industry believes that this marks the official suspension of commercial banks non-performing loans eight years of non-performing asset securitization officially restart. And almost synchronized with the bank, China Merchants Bank also issued a pilot product in May 19th, and the first phase of the issuance of non-performing assets of securities in 2016, also officially issued, the scale of 233 million yuan. Then, in June 28th, China Merchants Bank has issued second bad ABS products "and extraction in 2016 second NPL backed securities". It is reported that the China Merchants Bank Non-performing Assets Backed Securities Issuance scale of 470 million yuan, the statutory period of 5 years. June 28th evening, the Agricultural Bank also announced that it is actively preparing to participate in the work of non-performing asset securitization pilot. July, ABC also released its first issue of non-performing asset securities issued in 2016, the scale of 3 billion 64 million yuan, is by far the largest banking sector of a bad ABS products. Therefore, according to Information Times reporter combing, from the securitization of bank bad assets in this year since the restart, the first pilot of the 6 banks were successively completed the first phase of adverse ABS products issued, but in terms of size, poor ABS’s biggest product is only 3 billion 64 million yuan, so in general, the bad bank ABS the issue is not large. According to the construction of the "Xin Jian two" released data show that in September 27th the establishment of Asset Backed Securities Sponsors for CCB, issued a total of 1 billion 560 million yuan scale, divided into tranches and secondary file two varieties. Among them, priority file assets相关的主题文章: